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Posted by / 11-Feb-2020 14:10

Consolidating 403b

Walsh gives four different approaches people can take with their old accounts: leave them in place, roll them over into a current company's 401(k), roll them into an IRA or take a distribution in cash.

for clients in their 20s and 30s -- or the so-called Generations X and Y.Catherine Golladay, vice president of 401(k) participant services at Schwab Retirement Plan Services, adds that a Rollover IRA gives people more ways to access and receive distributions whenever they eventually retire."Whichever option you choose, the most important thing is to keep your money invested and working for your retirement," Golladay says.By Paul Menchaca NEW YORK (Main Street) --For professionals in their 30s, a decade-plus spent in the workforce not only means that they've held a number of different jobs at different companies but also that they've held multiple 401(k)s spread across their former employers.But all too often, people have not taken the steps to consolidate these stray pension plan accounts.

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